Indian Regional Scholarships For Indian Students
Government of India in consultation with Reserve Bank of India (RBI) and Indian Banker’s Association (IBA) has framed a Comprehensive Educational Loan Scheme to ensure that no deserving student in the Country is deprived of higher education for want of finances. The new scheme covers all type of courses including professional courses in schools and colleges in India and abroad.
The Salient features of the scheme are as under:
1. The scheme envisages loans up to Rs.7.5 lakh for studies in India and up to Rs. 15 lakh for studies abroad.
2. For loans up to Rs. 4 lakh no collateral or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lakh the interest rate will not exceed PLR plus 1 percent.
3. The loans are to be repaid over a period of 5 to 7 years with provision of grace period of one year after completion of studies
Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance) , Department of Higher Education (Ministry of Human Resource Development) and Indian Banks Association (IBA).The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal.
To know the rules, regulations, eligibility conditions, repayments and interests rates etc visit the below listed Banks Official Website .
1. Allahabad Bank – https://www.allahabadbank.in Education Loan Page
2. Andhra Bank- https://www.andhrabank.in Education Loan Page
3. Bank of Baroda- https://www.bankofbaroda.com Education Loan Page
4. Bank of India – https://www.bankofindia.co.in Education Loan Page
5. Bank of Maharashtra – https://www.bankofmaharashtra.in – Education Loan Page
6. Canara Bank – https://www.canarabank.in Education Loan Page
7. Central Bank of India – https://www.centralbankofindia.co.in – Education Loan Page
8. Corporation Bank – https://corpbank.com – Education Loan Page
9. Dena Bank – https://www.denabank.com – Education Loan Page
10. Indian Bank – https://www.indianbank.net.in
11. Indian Overseas Bank – https://www.iob.in – Education Loan Page
12. Oriental Bank of Commerce – https://www.obcindia.co.in Education Loan page
13. Panjab and Sindh Bank – https://www.psbindia.com – Education Loan Page
14. Panjab National Bank – https://www.pnbindia.in Education Loan Page
15. State Bank of India – https://www.sbi.co.in – Education Loan Page
16. Syndicate Bank – https://www.syndicatebank.in – Education Loan Page
17. Uco Bank – https://www.ucobank.com – Education Loan Page
18. Union Bank of India – https://www.unionbankofindia.co.in Education Loan Page
19. United Bank of India – https://www.unitedbankofindia.com Education Loan Page
20. Vijaya Bank – https://www.vijayabank.com – Education Loan Page
Educational Loan Scheme
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